Well...more like pterodactyls.
I have been approved for my first home loan.
I’m doing a second viewing of a condo this afternoon, and may make an offer based on what I find in the second runthrough.
It’s got good square footage, a secured underground garage, it’s in a nice neighborhood (a few blocks from two major streets, but not so close that I get road noise), it’s been on the market for six months so the owner is kind of motivated to sell, and it will (of course) only appreciate in value.
But still…I’m freaking out.
What if the owner won’t accept the offer? What if someone else gets it first? What if I get in and find a bunch of things that make me loathe the area? (Doubtful, but that’s my brain: worry, worry, worry.)
I’m giddy that I got approved for a home loan. But at the same time I’m freaking right out the door, because…hello. Mortgage. (Urgh.) My monthly housing costs wouldn’t double, but it would increase by about 65%. (The total would still be less than 1/3 of my total net income…but still. Thatsa lotta money.)
I am freaking out. But…I’m thrilled that I’m so close to owning my own home.
